Since the 9-11 incident, government surveillance of the average person’s financial transactions has increased dramatically. With the advent of our second economic depression, in which the State is becoming increasingly desperate for whatever monies it can get from the people, we see even more prying into the financial dealings of the citizen. The State is looking for any money its slaves may have hidden away from it, any ‘taxes’ that may have been eluded. The banks, having lost so much during the mortgage and lending crash of 2008, are increasing fees anywhere they can. The result of these government and bankster activities – an increasing number of people choosing to free themselves of banking institutions, preferring to operate in cash and even venturing into the economic underground and the peer-to-peer cyber world for their financial services. I’m so pleased to see it.