Russian Man Beats Bank at its Own Game – Adds His Own Fine Print to Loan Agreement

"Disappointed by the terms of the unsolicited offer for a credit card from Tinkoff Credit Systems in 2008, … Dmitry Agarkov … decided to hand write his own credits terms. The trick was that Agarkov simply scanned the bank’s document and ‘amended’ the small print with his own terms. He opted for a 0 percent interest rate and no fees [.]” Agarkov has prevailed in court so far too. Heh. Pays to read that stuff, don’t it?